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Ever feel like an insurance company isn’t being fair after a motorcycle accident? Many riders experience this frustration, especially when they’re dealing with injuries, repairs, and lost time at work. Attorney Max Myers, a lifelong motorcycle rider who represents injured riders across Washington, regularly sees insurers minimize valid claims.

Most people assume insurance companies exist to help after a crash. In reality, they are businesses focused on protecting their bottom line. That often means paying as little as possible—even when the injuries and losses are serious.

One common tactic is shifting blame. Insurance adjusters may argue you were partially responsible for the crash, even when the evidence doesn’t support it. Reducing fault on paper allows them to reduce what they owe, leaving injured riders unfairly covering costs themselves.

Another strategy is downplaying injuries. Insurers may suggest your pain came from a prior condition or that your injuries aren’t as severe as your doctor says. This approach ignores the real impact a motorcycle accident can have on your body and your ability to work or enjoy daily life.

Insurance companies also rely on outdated or inaccurate vehicle valuations. This is especially harmful for motorcycle riders with custom parts or upgrades. By undervaluing the bike, they limit repair or replacement compensation. On top of that, adjusters often push for quick settlements before the full extent of injuries is known.

Finally, many offers ignore pain and suffering entirely. Insurers may agree to cover medical bills while overlooking the physical pain, emotional stress, and long-term disruption caused by a motorcycle accident.

How a Motorcycle Accident Attorney Helps Level the Playing Field

An experienced motorcycle accident attorney understands these insurance tactics and knows how to counter them. A lawyer can gather evidence to prove liability, document injuries accurately, and challenge low vehicle valuations. More importantly, an attorney handles communication with the insurance company so you can focus on healing while your claim is protected and properly valued.

Take Action Today: Protect Your Rights After a Motorcycle Accident

You don’t have to accept a low settlement that fails to reflect what you’ve been through. Speaking with a knowledgeable motorcycle accident attorney can help you understand your options and pursue the full compensation you deserve.

FAQs

Why do insurance companies make low settlement offers?
Insurance companies aim to minimize payouts to protect profits. Early offers are often designed to close claims quickly before injuries and losses are fully understood.

Should I accept the first insurance offer after a motorcycle accident?
The first offer is usually not the best one. It may not account for future medical care, lost income, or pain and suffering.

Can insurance companies really blame me if I didn’t cause the crash?
They may try. Partial fault arguments are common and can reduce compensation if not properly challenged.

When should I contact a motorcycle accident attorney?
It’s best to speak with an attorney as soon as possible after an accident. Early guidance can help protect evidence and prevent costly mistakes.