Personal Injury Protection (PIP) is insurance coverage designed to pay your medical bills regardless of who was at fault for causing a car accident. PIP insurance is covers the passengers in a vehicle.
Often people believe the person who caused the accident should pay for your medical bills while you're treating your injuries from the collision. That's not how PIP is designed to work.
PIP is designed to pay the medical bills of anyone injured in a particular vehicle. If someone else was at fault for causing the collision, then the PIP insurance company will be paid back by the at-fault person's insurance company after your treatment has stopped. All auto insurance policies work like this.
How much PIP coverage should you have? Watch the video for my recommendations.
If you've been injured a car accident, and aren't sure what to do or what to say to the insurance adjuster. Stop, and order my book Car Accident Secrets Unlocked before signing any forms or giving a recorded statement. Or if you need help now call 888-230-4970.