Were You Injured Because Of Someone Else's Negligence? Browse Our FAQs
In addition to coping with a lot of stress and frustration, personal injury cases also come with a lot of questions. Here are some of the questions we hear the most at Max Meyers Law.
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What is the average settlement payout for a whiplash injury?
How much compensation can I get for my whiplash injury?
The amount of your settlement payout for a whiplash injury will depend on the circumstances of your case. Each claim is different.
If you suffered whiplash in a car accident that was not your fault, Max Meyers Law can help. We will go over every detail of your claim and make sure you receive the maximum compensation. Call 425-242-5595 today to speak with an attorney about your claim.
Does the severity of my whiplash affect my payout?
Yes. Whiplash can occur on a spectrum from mild to severe. Severe cases often have higher settlements, since victims experience more injury-related losses. A mild whiplash injury can heal within a few months, while severe whiplash can leave you with chronic pain and long-term impairment. If you suffered severe whiplash, you may lose the ability to do your previous jobs for years or longer.
Our team will evaluate the police report, witness statements, and your medical history to assess the extent of your whiplash injury. Whiplash claims can be challenging, as the insurance company and lawyer for the at-fault party may push back hard against your claim. At Max Meyers Law, we have devoted our practice to helping injured people and we are ready to face any opposition so you do not have to.
How can a whiplash injury impact my daily life?
After a whiplash injury, you may experience a constellation of symptoms that can have a direct impact on your daily life. Stiffness in your neck can make it difficult to turn your head, limiting your ability to drive safely. Headaches can affect your cognitive abilities, directly affecting your ability to work. If you experience dizziness or lightheadedness, you may be unable to stand for periods of time, which can prevent you from doing your job.
Neck pain, muscle spasms or back pain can render you unable to lift heavy items. If you have numbness and tingling in your fingers and arms, you may be unable to type on a keyboard, resulting in your being unable to perform a desk job.
All of these effects can dramatically reduce your long-term earning potential. Lost wages and lost earning capacity are just some of the damages we will fight for in your case.
What damages should my whiplash settlement include?
Immediately after your whiplash injury, you may face costs such as:
- Ambulance and emergency room bills;
- Prescription medications;
- Medical testing and evaluations, including x-rays and other imaging;
- An initial course of treatment by a physician or chiropractor;
- Physical therapy;
- Lost wages;
- Pain and suffering; and
- Loss of services to your household; in other words, having to pay someone to perform ordinary and necessary tasks you usually did at home.
We will collect your medical bills and receipts from the hospital, ambulance service, doctor or chiropractor, pharmacy, and physical therapist. Together with records from your employer, we will generate an analysis of your short-term damages.
Your long-term damages will depend on how quickly and how well you heal from your whiplash injury. Some people only have short-term damages, while others suffer for years after the crash. Long-term damages from a whiplash injury can include:
- Ongoing medical follow-ups;
- Medical testing and evaluation, including x-rays and other imaging;
- Extensive physical therapy;
- Rehabilitation services;
- Pain medications and muscle relaxants;
- Lost wages;
- Loss of earning potential;
- Pain and suffering;
- Depression and other mental health issues; and
- Long-term or permanent loss of services to your household.
Our team will take care of the legwork for your damages while you recover. We will gather the bills and records to establish your expenses and lost wages. We will discuss with you the ways your whiplash injury has changed your life. If necessary, we will work with vocational experts to document your lost earning potential and disability. We will build your case for the best possible settlement under your circumstances.
We negotiate directly with the insurance company so you do not have to. You do not need any extra hassle and stress on top of your physical pain and discomfort.
Max Meyers Law can help you get the maximum payout for your whiplash settlement.
Suffering a whiplash injury in a car accident can be frightening and painful. Let Max Meyers Law help you through this tough time. Our car accident lawyers are ready to talk with you at any time. Call us today at 425-242-5595 to line up your free consultation.
How do I pay medical bills before my personal injury claim settles?
When you sustain a serious injury, the bills start mounting rapidly. Even relatively minor injuries can result in thousands of dollars in medical bills. Severe and catastrophic injuries can mean tens to hundreds of thousands of dollars. You will also probably have to take time off work to recuperate from your injuries, placing additional stress on your finances.
You can recover your medical expenses and other losses with a personal injury claim, but it could be some time before your case concludes and you get your settlement check or award. Some cases take a couple of months, while more complicated cases could take years. Bill collectors are quick to start hounding you for payment. Learn how to pay medical bills before your personal injury claim settles here.
If you have funds assessable in savings or liquid investments, you can opt to pay for your medical expenses outright. You can simply replace the assets when your case settles and recover your losses.
Remember to keep a record of all the payments you have made and share the information with your lawyer. Bills and receipts will serve as proof of your financial losses for the insurer or court.
Personal Injury Protection Coverage
Most people do not have the cash or savings to pay for all their medical bills. However, if you have Personal Injury Protection (PIP) coverage on your auto policy, you can file a PIP claim to cover your medical bills until your accident case settles. PIP covers the medical bills and a portion of lost wages for you and your passengers, regardless of who was at fault.
Check your policy, or speak with your insurance agent or attorney to see if you have PIP and what your policy limits are. PIP policies range from $10,000 to $35,000.
If you do not carry PIP coverage, but you live with a family member who does, you can use his/her coverage to cover your injuries.
Note: If you use your PIP and you win your personal injury case against the other driver (defendant), the defendant is not off the hook. The defendant or his/her insurer will reimburse your insurer for the PIP payments it made on your behalf.
If you carry private or employer-sponsored health insurance, you can use it to cover your needs until you get your settlement award. You might still have to pay for your deductibles out-of-pocket.
Keep in mind, though, that when your injuries are the result of another party’s negligence and you win a personal injury case against that party (the defendant), your health insurance company will likely seek reimbursement for all the payments it made on your behalf. This is called subrogation. The idea is that because the defendant caused your injuries, s/he should be ultimately responsible for paying for your medical bills, not your health insurance company.
So, if your health insurance company paid for $10,000 in medical care for your accident injuries, it will seek recovery for $10,000 when you win your case. Our team can explain how this process works and help you protect your settlement from insurance companies.
Agreement with Medical Provider
Sometimes, medical providers will be open to working out a deal with patients and hold off on billing until a personal injury claim settles.
Max Meyers will be happy to talk to your doctor’s office about your case and inquire about an agreement.
As a last resort, you may elect to apply for pre-settlement funding from a private lender. Pre-settlement funding (also referred to as lawsuit loans), is essentially an advance on your personal injury claim settlement. It can help you stay financially afloat and pay your bills until your check arrives.
The downside to this type of loan is that the interest rates are typically very high. Lenders take a substantial risk with borrowers because they are counting on the case to settle in the borrower’s favor. The high-interest rate is proportionate to their risk.
For more information about personal injury claims or for a free consultation with an injury lawyer in Washington, call Max Meyers Law today at 425-242-5595.
Personal Injury Claims: Settling vs. Going to Trial
You have just received your personal injury settlement offer. Do you accept it and settle or go to trial? You need to consider many factors when making that decision. Even if you believe it is enough to cover all your expenses, run it by a personal injury lawyer from Max Meyers Law PLLC before accepting.
What factors should I consider?
While there is no easy formula to decide what settlement offer to accept or decline, there are many factors that you need to consider when evaluating an offer. These include:
- The prognosis for your recovery: Has your doctor been able to give you a close idea of what the extent of your injuries are?
- The likely long-term costs and care that will be required: Are there any complications from your injuries that require ongoing care?
- Lost wages: Did you consider past, present, and future lost wages?
- Lost opportunities and non-medical costs: Have you considered these and landed on a tangible amount?
- Pain and suffering: Did you consider the emotional effect your injuries have had on you and your family?
Answering these questions should lead you to a minimum acceptable settlement. Keep in mind that the goal of a settlement is not to punish the responsible party, but to help make you whole again. Always check with a lawyer before signing anything; he can help ensure you considered everything.
Risks and Rewards of Taking Your Case to Trial
While a settlement is a guaranteed resolution of claims, going to trial is a gamble. And as with every gamble, there are significant risks and rewards.
Settling means that the case comes to an end and parties release each other from future or further claims. This may be an appealing option because it provides a guaranteed amount of money much sooner than a trial. Just remember that accepting a settlement means that you cannot go back later and ask for more money if there are complications you did not consider.
When considering taking your case to trial, there are a few factors you need to take into account:
- How much risk are you willing to take? In other words, even if the potential for a greater recovery exists after a trial, is the stress and waiting worth it to you? Can you wait or are you in dire financial straits?
- Is the settlement offer reasonable and fair? The insurance company regularly offers a low figure in hopes that you will not consider everything listed above and just accept the offer. Remember that a trial costs both parties, but you may receive a much higher payout if you take the risk. Run the offer by a lawyer before signing.
- Is the insurer attempting to blame you for your injuries? Is the insurer refusing to pay because it says you were at fault for your injuries? If so, trial might be your best option.
- What is the likelihood of future problems that may not be known yet? Did you fully consider all costs and potential complications?
If you think that all of this sounds rather overwhelming, you are not wrong. That is why leaving the negotiation of a settlement and potential lawsuit is best left to a professional. Remember to never sign anything before running it by a lawyer. Contact Max Meyers Law PLLC for help today at 425-242-5595.