Motorcyclists in Redmond, Wash., have the advantage of being able to enjoy beautiful, natural settings. Unfortunately, motorcycle riding can be quite dangerous for cyclists in the region. More than 80 died in 2012 in motorcycle accidents in Washington, according to data from the National Highway Traffic Safety Administration. This represents an increase in motorcycle fatalities over the three previous years.
A motorcycle crash can lead to life-altering injuries and significant financial hardship for an injured rider and his or her family. You may have the right to pursue compensation if you or a loved one was injured in a motorcycle accident in Redmond. Damages may include medical bills, pain and suffering, disability, loss of income and more.
We respect how agonizing -- and confusing -- this process can be. We help victims of negligence pursue fair compensation through injury claims and personal injury lawsuits. We have provided information below to help as you plan for you and your loved ones’ future.
What are my options for compensation after a motorcycle crash?
You may have several options when pursuing compensation to address accident injuries and losses. To begin, you may file an insurance claim with your injured family member’s insurance carrier.
Because Washington is a fault-based state, you also have the opportunity to file a claim against the at-fault driver’s insurance policy. This may entitle you to the driver’s liability coverage up to the limits of the policy. As reference, Washington’s required state minimum is $25,000 in bodily injury liability.
You may be required to seek coverage from both policies if the at-fault driver’s policy limits are insufficient to cover your injuries. For example, you may have to take advantage of your own underinsured motorist coverage if the liable driver carried the state minimum of $25,000 in bodily injury liability, and your medical costs are higher than that limit.
Another option is to file a personal injury lawsuit against the driver or drivers who caused your loved one’s crash and injuries. A lawyer can evaluate all applicable insurance policies and the limits of the case to determine appropriate options.
Do I have grounds to pursue damages?
A personal injury case is based on the grounds of negligence. You must prove the defendant driver owed you or your family member a duty of care. You also must prove the driver breached the duty of care, such as by violating a state law, like Washington’s anti-texting and driving law. Further, you must prove the driver’s actions caused your injuries, and you suffered damages as a result.
Other considerations in a lawsuit:
- timeliness – Washington’s statute of limitations provides just three years in which to seek compensation after an accident;
- evidence – you must be able to support your case with the presentation of evidence such as accident scene photos and medical records; and
- your own liability – Washington’s law of pure comparative negligence allows you to recover damages in a suit, even if you or your loved one was partially at fault for the accident. Your own actions, such as a failure to obey Washington’s helmet law, may diminish the value of your final settlement.
A lawyer can evaluate the facts of your case to determine if you have sufficient grounds to initiate a personal injury lawsuit.
What can I do when I am ready to seek compensation?
You have the opportunity to schedule a free case evaluation with a motorcycle lawyer. Call Max Meyers Law at 888-230-4970 if you’re in Redmond and would like to learn more.