Were You Injured Because Of Someone Else's Negligence? Browse Our FAQs
In addition to coping with a lot of stress and frustration, personal injury cases also come with a lot of questions. Here are some of the questions we hear the most at Max Meyers Law.
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Who is Liable for a UPS Truck Accident?
In most cases, UPS will be your liable party in a UPS truck accident, even if the truck driver was 100 percent responsible for the accident.
How Is UPS Liable for the Negligence of its Drivers?
UPS is responsible for the harm done by its employees under the theory of vicarious liability. The Latin term for vicarious liability is “respondeat superior,” which means that if an employee commits a wrongful act while on the job, the employer is liable. The thinking behind this legal theory is that, if UPS had not hired the person to drive the truck, the driver would not have had the crash.
Can UPS Also Be Negligent?
Yes. UPS can also be directly liable for an accident. This can occur if UPS engaged in negligent:
- Supervision, or
What Is Negligent Hiring?
UPS must exercise caution not to hire dangerous drivers, so it does not put people in harm’s way. UPS can be liable for negligent hiring if it does not carefully scrutinize all applicants for driver positions. UPS is supposed to perform a background check, including pulling a driver’s record, before it hires someone. Failure to carry out a sufficient investigation of a potential driver is negligent hiring.
Another example of negligent hiring is when a company hires someone despite the fact that the pre-employment investigation revealed they have a bad driving record.
What Is Negligent Training, Supervision, and Retention?
UPS can also be responsible for contributing to bad driving or keeping a problem driver on the road. Even if UPS did its due diligence during the hiring process and the driver had a clean driving slate, the company can be on the hook for:
- Negligent training: Failure to provide proper training for drivers — both initial and continuing education.
- Negligent supervision: Failure to monitor drivers for problems, such as speeding tickets, accidents, and DUIs.
- Negligent retention: Failure to fire problem drivers.
Companies like UPS must have policies that remove their drivers from the road if they become a danger to the public. An example would be that the company terminates drivers who have two moving violations in two years. Failure to enact policies to protect the public is negligence, and failure to enforce these policies is also negligence.
Is Filing a Claim Against UPS Complicated?
In most cases, yes. There are two main reasons UPS accident claims are often complicated:
- UPS is a large company which means it has a large insurance company and a large, experienced legal team behind it. The team at Max Meyers Law, PLLC is not afraid to stand up against UPS and its legal team to recover the compensation you deserve.
- UPS has most of the evidence we need for your claim. UPS holds the driver’s personnel file, drug and alcohol test results, any sanctions the company took against the driver, ad his hours of service logs. We will send a letter of spoliation to ensure the company preserves and hands over that evidence.
Can Another Party Be Liable for My UPS Accident?
Yes. If the accident resulted from a maintenance error or a defective part, we might be able to hold a maintenance company or manufacturer liable.
The truck accident team at Max Meyers Law will compile all the pertinent records to build your case and establish fault. We will collect the evidence to prove your damages and deal directly with the insurance companies and UPS’ lawyers for you.
What Damages Can I Recover for a UPS Truck Accident?
UPS can be liable for your:
- Trauma bills: Initial medical treatment and ambulance costs. We can help you gather these documents.
- Subsequent medical treatments: Necessary to “make you whole” again. We will retrieve these bills from your health care providers.
- Lost wages: Time lost from work for the initial recuperation and medical treatments. We can retrieve these records from your employer.
- Decreased earning capacity: To compensate you if you are no longer able to work the number of hours you used to, cannot do the same type of work as before the accident, or will be unlikely to enjoy the same career path you would have but for the crash. We can get the documentation from your employer. We can use a vocational expert to get a more accurate value of your lost earning capacity.
- Disability: For long-term or permanent loss of function that makes you unable to work or that causes you to need assistance with daily activities. We prove this through your medical records and, when appropriate, through expert witnesses.
- Pain and suffering: We calculate and demand an appropriate amount of money to account for what you have endured.
- Punitive damages: These damages punish the wrongdoer for actions that are malicious, intentional, or a wanton disregard for public safety.
You do not need to handle your UPS truck accident claim alone. Call Max Meyers Law, PLLC at 425-242-5595 today to set up your free, no obligation consultation.
How Do I Treat Road Rash From a Motorcycle Accident?
Knowing how to treat road rash after a motorcycle accident can save you from infection, scarring, and disability. The best way to treat road rash from a motorcycle accident is to get immediate medical attention. For a more in-depth discussion of how to treat the different types of road rash, read on.
How do Doctors Classify Road Rash?
Doctors categorize road rash as first-degree, second-degree and third-degree, similar to the way they group burns. In fact, some medical experts call road rash “friction burns.” Road rash can range from relatively minor scrapes to severe, life-threatening injuries.
What Kind of Road Rash Can You Treat at Home?
If you do not have other injuries, you can usually treat a first-degree road rash injury yourself at home. A first-degree road rash, also called a “raspberry,” is a minor abrasion of the outer layer of skin (i.e., epidermis) that does not go into the deeper tissue beneath the skin.
Treating First-Degree Road Rash at Home
If you decide to treat your first-degree road rash at home, perform the following steps:
- Wash your hands well with plenty of soap and water. Bacteria on your hands can create an infection in your wound.
- Rinse the injury by holding it under lukewarm, clean running water for several minutes. Although it is fine to gently try to remove foreign bodies, like grit, from the wound, do not scrub the injury. If you cannot remove all the dirt, grime, and foreign bodies from the wound without scrubbing, seek medical attention.
- Cover the scrape with a thin layer of antibiotic salve or petroleum jelly and then apply a dressing. The coating will keep the wound hydrated and the dressing will provide a barrier against infection.
- Get prompt medical attention if you see any signs of infection or if the wound is not healing properly.
Be sure to change your dressing at least once a day. If the dressing gets wet or dirty, replace it at once.
You should contact your doctor to get a tetanus shot if you have not had one in the last ten years. If you have any doubt about whether you can properly treat your road rash yourself, go to your doctor or to an urgent care center for treatment.
What Treatment Do I Need for Second-Degree Road Rash?
Second-degree road rash goes through both the outer layers and deeper layers of the skin (epidermis and dermis) but not through muscles and other tissue beneath the skin. This is not an injury you should treat at home. Seek treatment at an urgent care center or emergency room.
At the urgent care center or emergency room, doctors will clean the wound and remove any debris or foreign objects. Depending on the severity of your injury, they may give you pain medication before they clean the wound. After doctors clean the road rash, they will likely apply an antibiotic ointment and a sterile dressing.
They will give you written instructions on how to care for your wound at home. They may recommend that you take either an over-the-counter or prescription pain medication before you change the dressings at home.
What Does Third-Degree Road Rash Treatment Entail?
Third-degree road rashes are severe injuries that can be fatal without immediate medical care. Go to the emergency room at once for a third-degree road rash. These injuries go through the epidermis and dermis, and damage tissue below the skin, which can include muscles, tendons, ligaments, nerves, veins, arteries, bones, and internal organs.
Note: Do not assume your injury is not severe if you feel no pain. Third-degree road rash can damage nerve endings, causing a loss of sensation. If your wound is painless, go to the hospital immediately.
The hospital personnel will clean the wound and repair the damage to the tissue beneath the skin. You may need to go to the hospital for surgical treatment, which can involve skin grafts. Follow the discharge instructions carefully to maximize your healing process.
Get Help From Max Meyers Law, PLLCRoad rash treatment can be expensive. If you sustained road rash injuries in a motorcycle accident that was not your fault, contact the personal injury team at Max Meyers Law for help with your injury compensation claim. Call us today at 425-242-5595 to set up your free consultation.
What is the average settlement payout for a whiplash injury?
How much compensation can I get for my whiplash injury?
The amount of your settlement payout for a whiplash injury will depend on the circumstances of your case. Each claim is different.
If you suffered whiplash in a car accident that was not your fault, Max Meyers Law can help. We will go over every detail of your claim and make sure you receive the maximum compensation. Call 425-242-5595 today to speak with an attorney about your claim.
Does the severity of my whiplash affect my payout?
Yes. Whiplash can occur on a spectrum from mild to severe. Severe cases often have higher settlements, since victims experience more injury-related losses. A mild whiplash injury can heal within a few months, while severe whiplash can leave you with chronic pain and long-term impairment. If you suffered severe whiplash, you may lose the ability to do your previous jobs for years or longer.
Our team will evaluate the police report, witness statements, and your medical history to assess the extent of your whiplash injury. Whiplash claims can be challenging, as the insurance company and lawyer for the at-fault party may push back hard against your claim. At Max Meyers Law, we have devoted our practice to helping injured people and we are ready to face any opposition so you do not have to.
How can a whiplash injury impact my daily life?
After a whiplash injury, you may experience a constellation of symptoms that can have a direct impact on your daily life. Stiffness in your neck can make it difficult to turn your head, limiting your ability to drive safely. Headaches can affect your cognitive abilities, directly affecting your ability to work. If you experience dizziness or lightheadedness, you may be unable to stand for periods of time, which can prevent you from doing your job.
Neck pain, muscle spasms or back pain can render you unable to lift heavy items. If you have numbness and tingling in your fingers and arms, you may be unable to type on a keyboard, resulting in your being unable to perform a desk job.
All of these effects can dramatically reduce your long-term earning potential. Lost wages and lost earning capacity are just some of the damages we will fight for in your case.
What damages should my whiplash settlement include?
Immediately after your whiplash injury, you may face costs such as:
- Ambulance and emergency room bills;
- Prescription medications;
- Medical testing and evaluations, including x-rays and other imaging;
- An initial course of treatment by a physician or chiropractor;
- Physical therapy;
- Lost wages;
- Pain and suffering; and
- Loss of services to your household; in other words, having to pay someone to perform ordinary and necessary tasks you usually did at home.
We will collect your medical bills and receipts from the hospital, ambulance service, doctor or chiropractor, pharmacy, and physical therapist. Together with records from your employer, we will generate an analysis of your short-term damages.
Your long-term damages will depend on how quickly and how well you heal from your whiplash injury. Some people only have short-term damages, while others suffer for years after the crash. Long-term damages from a whiplash injury can include:
- Ongoing medical follow-ups;
- Medical testing and evaluation, including x-rays and other imaging;
- Extensive physical therapy;
- Rehabilitation services;
- Pain medications and muscle relaxants;
- Lost wages;
- Loss of earning potential;
- Pain and suffering;
- Depression and other mental health issues; and
- Long-term or permanent loss of services to your household.
Our team will take care of the legwork for your damages while you recover. We will gather the bills and records to establish your expenses and lost wages. We will discuss with you the ways your whiplash injury has changed your life. If necessary, we will work with vocational experts to document your lost earning potential and disability. We will build your case for the best possible settlement under your circumstances.
We negotiate directly with the insurance company so you do not have to. You do not need any extra hassle and stress on top of your physical pain and discomfort.
Max Meyers Law can help you get the maximum payout for your whiplash settlement.
Suffering a whiplash injury in a car accident can be frightening and painful. Let Max Meyers Law help you through this tough time. Our car accident lawyers are ready to talk with you at any time. Call us today at 425-242-5595 to line up your free consultation.
Most Common Causes of Bicycle Accidents: How They Happen & Liability
Being hit by a car is the most common cause of injury to bicyclists, reports the National Highway Traffic Safety Administration (NHTSA). According to the Insurance Institute for Highway Safety, over 800 riders died from crashes with motor vehicles in 2015. Learn more about the most common causes of bicycle accidents, how they happen, and who you can hold liable.
Who is liable for the most common cycling accidents?
The liable party in a bicycle accident depends largely on how the accident occurred. Below, we detail the most types of bike accidents and who might be at fault:
Clipping: This occurs when the car and the bicycle are both traveling in the same direction. The car does not allow the cyclist enough distance and either sideswipes or rear-ends the rider.
The driver will be at fault if he:
- Strikes a bicyclist in the bike lane
- Did not give the rider enough space
- Uses the bike lane to park and hits the rider in the process
While the driver is at fault in many cases, the bicyclist may be at fault if she merges into the traffic lane without checking or signaling.
Dooring: Dooring happens when the driver of stopped or parked car opens his door into the path of the bicycle, striking the cyclist or causing the rider to run into the car door.
The car driver is liable when he opens his car door into the path of a bicyclist. If, however, a parked car safely has its door open away from traffic lanes and a bicyclist crashes into it due to inattention, the bicyclist is liable.
Left turn: A driver makes a left turn in front of a bicyclist heading in the opposite direction.
Bicycles have the same rights on the road as cars and trucks. Per Washington State traffic laws, a car making a left turn must yield to oncoming traffic, whether that traffic is a car, truck or bicycle. If a car making a left turn strikes a bicycle due to failure of the car to yield right-of-way, the car driver is liable. The bicyclist can be liable if the car is legally turning left on a left-turn arrow and the bicyclist runs a red light.
Side street: The car pulls out from the side street, turning left or right into the path of the bicycle. If the bicycle does not have enough time to stop, the bicycle may crash into the car. Sometimes the car will strike the bicycle broadside.
When a car pulls out from the side street into the path of a bicycle, the car driver is liable for failure to keep a proper lookout and failure to yield right-of-way. If, however, the bicyclist caused the accident by whipping in and out of traffic lanes without keeping a proper lookout, the bicyclist will be liable.
Right hook: A driver makes a right turn into the path of the bicyclist heading in the same direction.
Liability for a right hook bicycle accident will depend on the facts of the case. If the car made a right turn without checking the bike lane and without using a turn signal, the car driver would be liable. If the car is legally and cautiously turning right on a right-turn arrow at a red light, and a bicycle attempts to pass the car on the right side to run the red light, the bicyclist can be liable for the collision.
What if both the bicyclist and the car driver were negligent?
In many crashes, more than one person was negligent in causing the accident. Washington law provides a simple solution to this situation. You can recover the amount of your damages minus a proportional amount to account for your negligence. This is called comparative negligence.
Consider the following: you were riding in the bike lane when a driver opened his door in front of you. You might have had time to slow down to decrease the force of impact or potentially avoid the collision but you were looking at a text on your phone. The insurer finds you 40 percent at fault. You could only recover 60 percent of your $50,000 settlement demand ($30,000).
What is the most common point of impact in bicycle accidents?
Per 2015 NHTSA statistics, over 92 percent of the bicyclists killed by passenger cars crashed into the front of the car. Approximately 1.6 percent of the bicyclists killed by passenger cars impacted the left side of the car, while 4.4 percent made an impact with the right side of the car.
These numbers would indicate that very few of the bicyclist fatalities are the result of cars turning right or left into the path of a bicyclist who is traveling in the same direction as the car; however, this also shows that left turn collision fatalities are almost three times as common as right turn fatalities.
Large trucks, on the other hand, had much greater numbers of side impact statistics than cars. Almost 21 percent of all bicyclist fatalities in crashes with large trucks involved the bicycle making an impact with the right side of the truck. Almost 50 percent of fatalities resulted from a front impact, while approximately seven percent of resulted from left side impacts.
The higher right-side collision fatality rates are likely due to the fact that large truck drivers cannot see anything to the immediate right of them.
Get help from a Kirkland bicycle accident attorney today.
Bicycle accident claims can be complicated, especially if you suspect you might have violated one of Washington State’s bicycle laws. If you need help establishing liability or filing your bicycle accident claim, call Max Meyers Law, PLLC at 425-242-5595 today to set up your free consultation.
How much space must a driver allow a bicyclist in Washington State?
You must give a cyclist in Washington State enough room that you would clearly avoid coming into contact with the rider, per RCW § 46.61.110. While there is no specific distance required by law, the Washington State Department of Licensing (DOL) suggests that drivers give bicyclists a minimum of three feet when traveling slowly.
Is there information on space for bicyclists in addition to the Washington statutes?
The DOL provides the following guidance on drivers allowing space to bicycles:
- Cars must yield to bicycles traveling in a bicycle lane. It is not a matter of the amount of space to be given to the bicycle within the bike lane.
- Cars are not allowed to drive in bicycle lanes. Cars are only allowed to enter bicycle lanes when turning, getting into a parking space, or entering the roadway. Cars are never allowed to park in a bicycle lane.
- If a bicyclist is crossing the road on a painted or unpainted crosswalk, drivers must stop for the bicyclist until the bicyclist is on the other half of the roadway. This is the same rule as for pedestrians.
- If a bicyclist is riding on the sidewalk, a driver must yield right-of-way when driving across the sidewalk. When a bicycle is traveling on a sidewalk, the bicyclist has the same rights and duties as a pedestrian.
- A driver may not drive on the left side of the road if there is an approaching bicyclist and there is not enough space for the bicyclist to be safe. For example, a car driver wants to pass another car, but it is a two-lane road, and there is a bicycle in the left (oncoming) lane. The driver must wait until the bicyclist has gone by before initiating the overtaking of the other car.
- Bicyclists are allowed to ride on the roadway, in a bicycle lane, on the shoulder of the road, or the sidewalk, unless signs prohibit this. It is the choice of the bicyclist, not of a driver. Drivers are not allowed to force bicyclists off the road to the shoulder. They must allow them space in a lane of the roadway.
- If a bicyclist is traveling on the road and is going slower than the flow of traffic, the bicyclist must ride as close to the right side of the roadway as he safely can. Regardless of whether she is traveling at the speed of traffic, the bicyclist may move to the left before and during turns. Cars must keep a safe distance during these turns.
- A bicyclist may ride in traffic lanes either singly or two abreast. When bicycles are traveling two abreast, they are entitled to the entire width of the lane. A car may not enter the lane until it has safely passed both bicycles.
Are there any other laws bicyclists need to know?
Yes. While drivers should give bicyclists the suggested three feet of space, there are laws that bicyclists need to know to keep themselves safe and protect their rights. All bicyclists should remember these four important bicycle laws:
- Bicyclists are motorists under Washington State law. This means that they have the same rights and responsibilities of drivers.
- All King County residents must wear helmets when operating a bicycle. (Washington State does not have a bicycle helmet law, but King County adopted the law in 1993.)
- All bicyclists must signal their turns. (This video from The League of American Bicyclists demonstrates how to signal all turns.)
- Bicyclists do not have the right-of-way on sidewalks. They must always yield right-of-way to pedestrians.
Max Meyers Law PLLC: Your Kirkland Bicycle Accident Lawyers
Unfortunately, many drivers do not give bicyclists the three feet suggested by the DOL. If you or a loved one has sustained injuries in a bicycle accident that was not your fault, we can help. Call Max Meyers Law PLLC today at 425-242-5595 to set up your free consultation.
Should I hire a bicycle accident attorney?
Should I hire a bicycle accident attorney?
Proving who was at fault in your bicycle accident is one of the most important aspects of your injury claim. It can be difficult for a person without legal experience to successfully prove who was liable. That is why you may want to hire an experienced Kirkland bicycle accident lawyer before filing a claim.
How do I win my bicycle accident claim?
You will have to show that the other person was negligent in some way and that his negligence caused the crash and your injuries. Negligence is a legal concept involving a duty of care owed to others. Everyone on the road, whether they are riding a bicycle or driving a car or truck, has a legal duty of care.
That duty means engaging in responsible driving behaviors, including:
- Following the rules of the road;
- Obeying traffic signals, signs, and lane markings;
- Driving within the speed limit;
- Paying attention to the road and traffic; and
- Keeping a careful lookout for low-profile vehicles, pedestrians, and cyclists.
If a driver fails in any of these duties or acts in a way that is not consistent with the cautious and prudent operation of his vehicle, he is negligent. If his negligence causes an accident, he is legally responsible for that accident.
How do I prove who was at fault for my bicycle accident?
An attorney will use credible evidence that provides information on the cause of the accident to prove fault. Police reports are one of the most common types of evidence a lawyer will use to establish who caused an accident. The testimony of the drivers, passengers, and eyewitnesses can provide information as well.
Depending on the type of fault, other evidence can be useful. Blood alcohol levels or breathalyzer test results can establish whether someone was drinking and driving at the time of the accident. Cell phone records can prove that a person was talking or texting while driving in a distracted driving accident.
Your bicycle accident attorney will evaluate your case and determine the types of evidence he needs in order to prove liability. Your lawyer knows the procedures he must follow to obtain the evidence.
What if I was partially at fault in the accident?
Being partially at fault does not prevent you from receiving compensation for your injuries, as long as the other person was also partially at fault. Your fault in the accident proportionally reduces the amount of compensation you receive for your injuries.
This is the rule of comparative negligence, which allows people to recover damages even if they had some fault in causing the accident. Since Washington is a pure comparative fault state, you can make a claim for and recover damages as long as you are no more than 99% at fault. Your negligence will reduce the amount you receive in damages.
Calculating and apportioning fault can be complex. Determining the amount of your damages is also difficult. If you have an attorney for your bicycle accident, he will handle the calculation and apportionment of fault as well as the determination of the amount of your damages.
Do I have to talk with the insurance company to settle my claim?
If you have a lawyer, you do not have to speak with an insurance company regarding your claim. Your attorney will deal directly with the insurance company and negotiate on your behalf. He will handle all of the documents and other paperwork. He will explain what the documents mean and will advise you on the amount of your settlement. He will gather the necessary evidence to prove your claim. In addition to the evidence needed to prove fault, he will also gather the evidence to prove the amount of your injuries, lost wages, and any residual harm.
For help with your bicycle accident injury claim, call Max Meyers Law at 425-242-5595 today to set up your free, no-obligation consultation.
Can I file a motorcycle accident claim if I have no insurance?
Yes, because Washington is a fault state, you can file a motorcycle accident claim with no insurance, as long as the other driver caused the accident.
What if I do not have insurance and I was at fault in the motorcycle accident?
Since Washington is an at-fault state, if you were at fault, you could only make a claim with your own insurer. If you do not have insurance, you cannot make a claim.
This could leave you paying tens of thousands of dollars out of pocket.
What if the other driver and I were both partially at fault?
This can be complicated. In this situation, you can make a claim against the other driver. However, any contribution you made to the accident will reduce the potential compensation you can recover. This is called comparative negligence.
For example, Bill was riding his motorcycle through an intersection when Ted’s car struck him while turning left. The investigation found Bill to be 20 percent at fault for speeding. Ted was 80 percent at fault for failure to look before turning. Bill's damages are $10,000. He can make a claim against Ted for his damages, but he will only recover $8,000 because his negligence will reduce his damages by 20 percent.
It is important to note that because Washington is a pure comparative negligence state, either party can be up to 99 percent at fault and still recover compensation. This means that you are open to a lawsuit if the other party suffered injuries.
In our example above, Ted could sue Bill for 20 percent of his damages. If Ted suffered $5,000 in accident-related costs, Bill would be on the hook for $1,000. If you were mostly at-fault, you would be responsible for most of the other driver’s injuries as well as most of your own.
How can I prove who was at fault in the accident?
The police accident report will be one of the strongest pieces of evidence to establish who was at fault in causing the accident. If you disagree with the accident report, you should talk with a motorcycle accident lawyer on how to correct the report. Sometimes an officer will file a supplemental report that corrects errors in the original report.
Eyewitness testimony can also be helpful in establishing fault. While officers will rely on your testimony and the other driver’s testimony, an unbiased third party will help establish exactly how the accident happened.
If necessary, an accident reconstruction expert can establish what led up to and caused the accident. This is useful when the police accident report is incorrect, when the other driver is not telling the truth, or when there is no police accident report.
We will work with accident experts to determine how each party contributed to the accident.
What damages can I recover?
If the other driver was at fault, you could get compensation for your damages even if you had no insurance. There are two categories of damages: economic and noneconomic damages.
Economic damages have an easily determined financial value. Your economic damages can include:
- Medical bills
- Property damage
- Lost wages
- Future medical expenses
- Impaired function or disability
- Loss of earning potential
Your noneconomic damages are difficult to measure in dollars. These are things like the pain and suffering you endured as a result of your injuries, disfigurement, and loss of consortium for your spouse or significant other.
Call Max Meyers Law PLLC to schedule a free consultation today.
At Max Meyers Law PLLC, we fight for the rights of motorcyclists. We know how difficult an accident can be, especially if you do not know how you will pay for your serious injuries. That is why we work tirelessly to get you the compensation you need and do not charge until you win your case.
Call 425-242-5595 to set up your free, no-obligation consultation with Max Meyers and his team today.
What is the motorcycle accident claims process in Washington?
What is the motorcycle accident claims process in Washington?
If you were in a motorcycle accident in Washington, your first step in the claims process is to contact your insurance company as soon as reasonably possible. Be careful of what you say during this conversation. Your insurance company may record your phone call and use any admission of fault against you during the claims process.
Provide as much factual information as possible, including the accident report number and the name, badge number, and branch of law enforcement of any responding officers. Also provide the names, contact information, and insurance information for the other drivers.
If your insurance company asks about the extent of your injuries or the amount of damage to your motorcycle, do not speculate. Tell them you will share this information when you know the full extent of each.
The motorcycle accident attorneys at Max Meyers Law can help you obtain documentation of your medical and repair costs to present to your insurance company. We can also protect your interests during the claims process to be sure you receive a fair settlement.
How is liability determined after a motorcycle crash?
If the other driver was completely at fault for your crash, your insurance company will negotiate with the other driver's insurance company to pay for your damages.
The insurance company may only offer to cover out-of-pocket expenses like medical bills, property damage, and lost wages. Our lawyers can help you negotiate a settlement that covers these expenses and includes compensation for your pain and suffering.
If the other driver was at fault but uninsured, you can still get compensation for your damages through your own uninsured motorist coverage. If your uninsured motorist coverage has low policy limits, we can take action against the uninsured driver for additional compensation.
What if I was at fault for my accident?
If you were completely at fault in the accident, your insurance will cover your damages and will pay compensation to the other driver. If your insurance limits are too low to pay all the damages of the other driver, he can sue you for the difference.
If you and the other driver were both partly at fault in the accident, you can make claims against each other. Washington is a pure comparative fault state, so the amount of your negligence will reduce the amount of money you recover.
If it is unclear who was at fault, both sides will investigate the accident. Our lawyers will investigate the accident and collect the evidence like the accident report, eyewitness reports, expert testimony, or security camera footage to prove what happened.
How do I calculate my damages?
We will need to calculate the value of any property damage, injuries, and other recoverable damages you sustained. We can obtain documentation to prove expenses like:
- Medical bills detailing the treatment of your injuries;
- Estimations of future medical care costs like prescription drugs, rehabilitation, ongoing care, or costs associated with a disability;
- The cost to repair or replace your motorcycle; and
- Lost wages and lost earning potential.
Disfigurement, pain and suffering, and loss of companionship are difficult concepts to negotiate with an insurance company. We will fight hard to get you the compensation you deserve for these damages.
What is the negotiation process like?
We will negotiate with the insurance company on your behalf. We will present our calculation of your damages and work with them to establish a fair settlement.
During the negotiation process, you have the final say in accepting a settlement. We can advise you on when to accept an offer from your insurance company.
How can I receive my settlement?
Once we reach an agreement with the insurance company, they will present the terms of the agreement and a waiver for review.
The waiver is a document in which you agree never to file another claim for this accident. This is why it is essential that you do not settle until you know how your crash will affect your health and your ability to work.
After you sign these documents, we will file them with your insurance company so you can receive your settlement and begin your recovery.
How can I get help with the motorcycle accident claims process?
At Max Meyers Law, we will fight hard to protect your rights after a motorcycle crash. We will meet with you and evaluate your claim. Call us today at 425-242-5595 to schedule your free, no-obligation consultation.
Who is at fault in a head-on collision?
Who is at fault in a head-on collision depends on who crossed the centerline or violated a traffic law.
Who can be liable for a head-on collision?
Liability depends on the circumstances of the collision. There are quite a few things that can contribute to these accidents:
- Drowsy driving
- Distracted driving
- Confused driving (new or elderly drivers)
- Improperly turning or passing another vehicle
- Ignoring traffic signals or signs
- Driver loses control of vehicle
- Roadway design – left-turn lanes, “suicide” lanes, reversible lanes, lack of center median
Depending on the circumstances of the head-on crash, your liable party might be:
In almost every case, the driver who crossed over into oncoming traffic, violated a traffic law, or misread a sign will be liable.
Consider a few examples:
Alan is driving while under the influence of alcohol on a two-lane rural road. He is weaving from side to side in his traffic lane. When he crests a hill, he enters the lane for oncoming traffic and crashes in a tractor trailer that was driving in that lane.
Alan’s intoxication caused him to leave his lane of travel. He is liable for the head-on accident.
Beth is driving home after pulling a double shift. She nods off to sleep, and her car drifts into the path of oncoming traffic. Beth’s fatigued driving makes her liable for the head-on crash.
Carla is driving around her new city. Unfamiliar with the roads, she misses the “Wrong Way” sign and drives down a one-way road, where she crashes into another car.
Edie is late for work, and gets stuck behind a slow truck on a two-lane rural road. She pulls out into the oncoming traffic lane to pass the truck. She misjudges the speed of an oncoming vehicle and crashes into it. Edie is at fault in the head-on collision.
In some cases, the driver of the car that drifted into oncoming traffic might not be liable. This might occur if any of the following caused the driver to lose control of his vehicle:
- A sudden medical emergency;
- Tire blowout,
- Another problem with the vehicle,
- Swerving to avoid a pedestrian or another driver
Note: If the driver suddenly had a heart attack, for example, no one will be at fault, due to the sudden medical emergency defense.
Other Drivers or Pedestrians
If the driver lost control after swerving to avoid someone or something that unexpectedly entered his lane, whoever entered the lane will likely be at fault.
These cases can be difficult to prove as the negligent party likely left the scene. A car accident lawyer from Max Meyers Law, PLLC will examine surveillance video and interview eyewitnesses to determine whether anyone saw the accident happen and/or saw the negligent party’s license plate number.
A Government Entity
Many head-on crashes result from poor roadway design or maintenance. Left-turn lanes and reversible lanes are frequently the sites of head-on crashes. The lack of a center median also causes a number of head-on collisions.
The government entity responsible for the design and maintenance of the roadway may be responsible if you can prove unsafe design or maintenance caused the accident. For example, if the entity knew the paint on a turn lane was fading but did nothing to touch it up, it could be liable if a driver could not see the paint and was involved in a head-on collision in a turn lane.
The government might also be liable if a lack of signs made the road’s direction unclear (e.g., no wrong-way signs at the beginning of a one-way road).
If the accident resulted from a tire blowout or a defective part or vehicle, the manufacturer might be liable. For example, if Fred was navigating a turn when his power steering went out, he could hold the manufacturer liable if the power steering failure was due to a defect.
Get help from a Kirkland car accident lawyer.
These cases are complicated and sometimes involve many different parties. If you were injured in a head-on accident, call the office of Max Meyers Law, PLLC today at 425-242-5595 for help navigating your accident claim.
What happens if a pedestrian is at-fault for a car accident?
If a pedestrian is at-fault for a car accident, liability will depend on the specific facts of the accident.
When might a pedestrian be liable for an accident?
Per RCW § 46.61.261, people driving cars and bicycles must yield to pedestrians in crosswalks, but this does not mean pedestrians are allowed to just walk out into the path of oncoming traffic. It is illegal for pedestrians in Washington State to suddenly bolt out into the path of a vehicle when the vehicle is too close to be able to stop in time. Pedestrians must also obey all traffic control devices in Washington.
If they disobey any traffic laws, they could be liable for any accident and injuries that occur.
For example, Tom was walking on the sidewalk. He approached a crosswalk and walked into the intersection without looking both ways. He did not realize the pedestrian signal was a solid red hand and that the light was green for incoming traffic. A car proceeding through the intersection did not have time to stop and hit him. In this case, Tom will be liable for his own injuries and any injuries the driver or her passengers sustained.
Consider another example: John decided to cross the street outside of a crosswalk. He saw a car coming, but crossed anyway. The driver of the car did not have time to stop and hit John. John is liable for the accident because he was jaywalking and did not give the car enough time to stop.
These accidents can be complicated, especially when they occur in an intersection. If there is a question about liability in your accident, Max Meyers can investigate your accident to determine what party had the right of way when the accident occurred.
What if the pedestrian caused the accident but was not negligent?
It is possible to cause an accident without being negligent. Many accidents have multiple causes, not all of which necessarily involve someone being negligent.
If a pedestrian tripped over a hazard on the sidewalk and fell into traffic, both the pedestrian and the driver can hold the party that is responsible for sidewalk maintenance liable.
What if the pedestrian and the driver were both at fault?
Washington follows the rule of pure comparative fault, which means that a person’s fault reduces his damages. This is true regardless of how much the person was at fault.
For example, Jack was walking down the sidewalk talking on the phone. Without waiting for the walk signal, he stepped into the intersection. At the same time, Ron turned right on red and hit Jack.
The investigation found both Jack and Ron to be 50 percent at fault. Jack had serious injuries, with damages of $50,000. Ron was uninjured. Jack’s fault will reduce his $50,000 in damages to $25,000 to account for his responsibility for the accidents.
How will the pedestrian cover the costs of any injuries?
A pedestrian can use his personal injury protection (PIP) coverage to pay any of his own medical bills and replace any lost wages from the accident. PIP covers policyholders regardless of fault.
If the driver suffered injuries in the accident, he might need to sue the pedestrian to recover compensation for his medical bills and other accident-related costs.
Because recovering compensation can be complicated in these cases, you need a Kirkland pedestrian accident attorney to help you get the compensation you need.
A pedestrian accident attorney will investigate the accident to determine exactly how it happened. Evidence your attorney might gather includes:
- Eyewitness testimony
- Surveillance video
- Red light camera footage
- Accident reconstruction testimony
Call Max Meyers for help recovering compensation today.
If you were injured in a pedestrian accident in Washington State — either as a pedestrian or a driver — Max Meyers Law can help you recover the compensation you need and deserve. Call us today at 425-242-5595 to set up your free consultation.
How much will my car insurance increase after an accident in Washington?
How much your car insurance will increase after an accident in Washington depends on whether you were at-fault, what company you have insurance with, where you live, and how severe the accident was. Below, we discuss when your insurance might increase and why.
Why would my insurance increase after a Washington car crash?
The logic behind this is simple — an insurer views a driver as a greater risk if he causes an accident. Charging that driver more means an insurance company will lose less money if there is another crash, and it reminds the driver to remain safe behind the wheel.
How much will my insurance increase if I am at-fault for an accident in Washington?
How much the insurance rate will go up after a crash in the Seattle area depends on the insurer. A 2015 study from InsuranceQuotes.com found that policyholders who file just one claim pay, on average, 41 percent more for their insurance. However, according the Insurance Services Office, a private research firm, most increases are between 20 and 40 percent.
The accident’s severity will also tie in to the increase. A larger increase is more likely to occur after a more severe accident.
Unfortunately for the motorist, there is not much consistency to premium hikes. Each insurer will have its own “surcharge schedule” that outlines cost increases for each accident. In some cases, an insurance company will allow a one-time exception as sort of a free pass, but there is no requirement that they do so. We highly recommend that you ask about a surcharge schedule before agreeing to the terms of a policy.
Like most states, Washington has an at-fault system for determining who caused the accident. If you are at fault, the other driver can pursue compensation by filing a claim with his or her own insurer or by pursuing a personal injury lawsuit.
If the other driver files a claim against your insurer, your premiums are likely to increase. In fact, according to a NerdWallet.com analysis, Washington State drivers paid $322 more than the national average after an at-fault accident.
What types of insurance will increase if I am at-fault for an accident?
Obviously, your liability coverage will increase if you are at-fault for a collision because your insurer will need to cover the other driver’s injuries and property damage. However, if you need to use your other insurance to cover your own injuries and property damage, you could see an increase in your premiums.
If you use your personal injury protection (PIP) policy to cover your medical bills and lost wages after an accident, you may see an increase but only if you were at-fault for the accident.
This rule also applies to other types of insurance that might kick in after an accident, such as underinsured motorist and uninsured motorist coverage (UM/UIM). This protects a driver in the event of an accident caused by a motorist who has insufficient coverage or no insurance at all.
Will my insurance increase if I am not at-fault for a Washington State accident?
No. In many states, drivers will see a rate increase even if they were not at-fault for an accident, reports a nationwide study released in February 2017 by the Consumer Federation of America.
However, Washington state law prevents insurers from raising premiums after an accident “unless the policyholder was determined to be at fault.”
Call Max Meyers Law PLLC for help after an accident.
The rules about different kinds of insurance compensation can be complicated. Since the aftermath of a car accident is already a stressful time, the help of an accident attorney with Max Meyers Law can ease the process. We can answer any questions you may have about insurance premiums and we will fight to get you the compensation you deserve. We can also help defend you against any accusations of fault to your insurer from raising your rates. Call 425-242-5595 to arrange a free consultation with Max and his team today.
Can I sue for a concussion from car accident?
Yes, you can sue for a concussion from a car accident. However, this is often quite complicated. Because concussions are not always apparent for hours or even days after the collision, one of the most difficult things to do is prove that your concussion is related to the accident.
How can I sue for a concussion from a car accident?
To sue someone for your concussion, that person must have been at fault for the accident. For example, Don was stopped at a red light, waiting for the light to turn green. Amy, who was reaching for something in the back seat of her car, did not see traffic stopped and rear-ended Don. Don suffered a concussion from the accident. He can sue Amy for his injuries.
If, on the other hand, the facts are the same, except Amy was the one who suffered the concussion instead of Don, Amy cannot sue Don for her concussion. Amy was the driver at fault, so Don does not have to pay for Amy’s injuries.
You must also prove that your concussion was caused by the car accident. Your proof will likely be the police report and your medical records.
What if I did not know I had a concussion at the scene of the accident?
People often do not know the extent of their injuries at the scene of an accident. You may feel only a slight headache or soreness on your head at the point of impact, while you are still at the scene.
However, all head injuries need medical attention. A concussion can have serious, long-lasting effects. You cannot see what is going on inside your skull. You may have a brain bleed or other serious condition that could be life-threatening if not treated professionally.
If you did not think at the time that you were seriously hurt, the police report may say there were no injuries. You can bet the other driver will then deny liability for your concussion, and claim that you are faking your injuries.
You can fight this accusation with medical records from an evaluation at a later date. If you received medical attention at a later date, proving the relation between the accident and the concussion can be difficult. A lawyer can help.
What if I contributed to the accident?
If you contributed to the accident or your injuries, the other party’s insurer might attempt to reduce your settlement. For example, if you were speeding at the time of collision, the other driver’s insurer might argue that this contributed to the accident (e.g., if you were driving slower, the accident might not have happened) or your injury (e.g., your speed amplified the impact). While contributing to the actual accident can lessen your settlement, certain contributions to your injuries will not.
For example, if you were not wearing your seat belt when the accident occurred, the other driver will likely argue that your injuries were more severe than they would have been if you had been wearing a seat belt. However, Washington’s seat belt law disallows the reduction of an injury claim for not wearing a seat belt.
Regardless of how you contributed to your injuries, you can recover some sort of compensation so long as you were less than 100 percent responsible for your accident. It is important to note that, per Washington’s comparative negligence laws, your percentage of fault will reduce your potential settlement amount.
If you were injured in a car accident, our car accident team can help. Call Max Meyers Law today at 425-242-5595 to set up your free consultation.
Why are truck accidents different than car accidents?
Truck accidents are different from car accidents for multiple reasons. Trucks are cars on a much bigger scale, which means all of the issues that come along with a truck accident are usually bigger as well. These issues include:
Truck Accidents are Often More Severe
While car accidents are much more common than truck accidents, truck accidents are more often catastrophic or deadly. According to 2012 statistics from the Centers for Disease Control and Prevention (CDC), for each occupant of a large truck who died in a crash, six other people outside of the truck were killed.
Truck accidents often result in:
- Traumatic brain injuries/skull fractures
- Spinal cord injuries
- Crushing injuries
- Broken bones
With more severe injuries comes higher medical bills and weeks or months of lost wages. In some cases, victims are never able to return to work and require long-term care.
Truck Accidents Can Have Several Different Liable Parties
When you are in a car accident, you or the other driver are typically the only potentially liable parties. However, in an accident involving a large truck, there might be two or three different liable parties.
First, the trucking company is likely to be the liable party, even if the truck driver is 100 percent responsible for the collision. This is because, under the doctrine of vicarious liability, employers are responsible for their employees’ actions, so long as the employee acted within the scope of his employment. This is true in almost every case, unless the driver was an independent contractor or was acting outside of his employment (e.g., took his truck to the bar after work and caused an accident coming home).
The trucking company can also be directly liable for negligent maintenance or negligent hiring. In some cases, a truck part manufacturer or the truck’s maintenance team might also be responsible.
The Investigation Process is Different
After a truck accident, there will be multiple investigations. In addition to the usual accident report filed by law enforcement, there might also be an investigation by the trucking company and by the Federal Motor Carrier Safety Administration (FMCSA).
This can become confusing if all three investigations come to separate conclusions. We can also work with an accident investigator to establish exactly how the accident occurred.
The Trucking Company Has the Evidence You Need
Truck accidents are often more difficult because the trucking company has much of the evidence you need to prove fault, including:
- Hours of service logs
- Data from the truck’s electronic data recorder
- Drug and alcohol test results
- The driver’s personnel file
- The truck’s maintenance records
- The truck itself
And it only gets more difficult from here. Federal laws allow trucking companies to destroy evidence after a certain period of time. This means that unless you discuss your case with a truck accident lawyer immediately, the trucking company could destroy evidence critical to your case.
Trucks Have Different Regulations than Cars
Trucks have different licensing and registration requirements than passenger cars. A different class of driver’s license and specific training is required to drive a large commercial vehicle. Trucking companies and their drivers are subject to multiple federal regulations as well as state laws. Some of these regulations include:
- Only being able to drive for a certain number of hours
- How often trucking companies and drivers need to inspect their vehicles and cargo loads
- A much lower blood alcohol content limit (0.04 vs. 0.08)/drug and alcohol testing after certain accidents
- Handheld cell phone ban
A violation of almost any of these regulations can increase the likelihood of an accident. If we find that a rule violation caused or contributed to your accident, we can use it as proof of negligence.
Higher Potential Payouts
Per 49 CFR § 387.303, the insurance requirements for commercial trucks are:
- Public liability insurance for such claims as bodily injury, property damage and environmental restoration: $750,000 to $5,000,000 based on the weight of the truck and whether the cargo is hazardous;
- Commercial vehicles transporting passengers: $1,500,000 to $5,000,000
This is much higher than Washington’s minimum requirement of $25,000 per person and $50,000 per accident.
In addition to the higher policy limits, there may be multiple parties and companies who can also be liable for your injuries, and they may each have their own insurance coverage.
While the many potential liable parties and higher policy limits in a truck accident mean you can recover a higher insurance payout, it also means you will be facing an uphill battle. The commercial insurance company and the trucking company will have lawyers on standby at all times, ready to jump in to defend against accident claims. This can be intimidating to a person who was injured in an accident involving a large truck.
Get help from a Seattle truck accident attorney.
The investigations and claims processes are different in truck accidents. This is a complex, sophisticated area of law, and the cards are stacked against you if you try to handle your truck accident injury claim on your own without a lawyer. The other side will have teams of lawyers ready to jump in and vigorously defend against your claim. At Max Meyers Law, PLLC, we will handle the investigators, the insurance companies, and the defense lawyers for you.
Call us today at 425-242-5595 for your free, no-obligation consultation with our truck accident lawyer.
Does it affect a car accident claim if both drivers have the same insurance?
If you have been in a car accident where both drivers have the same insurance, you may have several questions:
- Does having the same auto insurance as the other driver make my claim easier or quicker?
- Does having the same insurance company make it more difficult or complicated?
- Will I get less money for my claim if I have the same insurance company as the other driver?
The short answer to all these questions is no. Having the same insurance company as the other driver does not tend to change anything. The claim will likely proceed as normal. The insurance company will follow the same process it uses for any other accident case.
Does having the same auto insurance as the other driver make my claim easier and quicker?
No. It might seem logical that the insurance company would assign one claims adjuster to handle the accident, and that adjuster would take statements from both drivers, make a decision, and wrap up the case. There would be no back and forth between companies or claims adjusters, which would make the process quicker and much simpler.
However, because this can create a kind of conflict of interest, the insurer will assign two different adjusters to the claim to work with each driver separately. The adjusters will each make an independent assessment of who was at fault in the accident. If they are in agreement as to fault, the insurer can resolve the claim relatively quickly. If they disagree as to fault, however, they will each fight for their position.
The difference is in how they resolve these disputes. When there is disagreement as to fault and the drivers have different insurance companies, it may result in litigation to determine fault. When the drivers have the same insurance, the claims adjusters have to work it out amongst themselves.
Does having the same insurance company make it more difficult or complicated?
Not likely. If anything, it can make it a little simpler. This is because the insurance company will not pursue litigation against itself to solve a disagreement over fault.
Will I get less money for my claim if I have the same insurance company as the other driver?
Maybe. A claims adjuster may be more hesitant to assess a high degree of fault when the adjuster knows the money will be coming out of his boss’ pocket. It is much easier to say the other driver is at fault when the money for the claim will be paid by a different insurance company.
On the other hand, if your claim is not a high dollar amount, the insurance company might waive your deductible when the other driver has the same insurance company.
Get help from a Kirkland car accident lawyer.
Regardless of whether you are dealing with your own insurer or another driver’s insurer, chances are you will be fighting an uphill battle. Every insurer is looking out for its bottom line and, as such, will be looking to pay you as little as possible. In many cases, this means taking advantage of injured victims — even if they are the insurer’s own policyholders.
We can help. A car accident lawyer at Max Meyers Law PLLC will evaluate your claim and handle the hassle for you, so you can focus on getting your life back.
Call us today at 425-242-5595 to set up your free, no obligation consultation.
Why do insurance companies deny car accident claims?
While some tricky car insurance companies will deny your claim for dishonest reasons, there are five main reasons why insurance companies deny valid car accident claims:
1) You waited too long to file a claim.
Insurance companies like to be notified immediately when there has been an accident involving one of their insureds. Insurance companies write their own policies, which often includes how long a person has to file a claim. If you are filing a claim against the other driver, who has a different insurance company than you, you may not know that company’s internal deadline.
Note: Even though, per R.C.W. § 4.16.080, Washington State’s statute of limitations is three years, that does not matter. If you do not file your claim by the insurer’s deadline, you cannot recover compensation. Call Max Meyers to explore your options.
2) You did not call the police to the scene.
Some insurers refuse to honor insurance claims that do not have a police report. If you did call the police to the scene, you might have a report that incorrectly designates you at-fault.
If you did not get a police report or if the police report is incorrect, call Max Meyers Law PLLC. Our team can investigate what occurred and help clear up any inaccuracies with the report.
3) You stated you were uninjured after the accident.
Injuries are not always apparent at the scene of the accident. Some soft tissue injuries take time to develop. Internal bleeding and damages to internal organs may have no immediate symptoms. For these reasons, it is vital that you never say you are uninjured. Instead, go to the doctor to determine whether you have any invisible injuries.
You might also receive a denial if:
- You do not have medical records that show an injury.
- Your injury seems to be a preexisting condition.
- Your injuries do not match the emergency room records or the police report.
4) You agreed to a recorded statement.
Insurance adjusters receive special training to lull injured victims into a false sense of security during which the victim might say something the adjuster can twist into an admission of fault. Even saying something as innocuous as “I’m sorry” or “I’m okay” can jeopardize your case.
You should never give a recorded statement to an insurance company after a car accident without first talking with your lawyer.
5) You admitted fault at the scene.
You may have apologized to someone at the scene out of politeness and concern for their injuries, not intending this to be an admission on fault. That person or an insurance company may try to twist your words and use them as evidence of an admission of fault. This is one of the reasons why you should be extremely careful about what you say at the scene of an accident. Expect that someone may try to use your words out of context.
Speak to law enforcement and medical personnel, but do not admit fault, even if you suspect you might have been at fault. Things are not always as they initially appear. You may find out later that the accident was actually the result of the other driver texting, running a red light, or being impaired by drugs or alcohol.
Get help from a Kirkland car accident attorney today.
Insurance companies say in their television commercials that they are there to help you when you have suffered an injury or a loss. In reality, that is not their purpose. Their purpose is to minimize the amount they pay out in claims. If insurance companies paid out every claim they receive, they would be out of business within a week. They have to weed out the false and frivolous claims; unfortunately, this means they also deny many valid claims.
When an insurance company denies your claim, it must notify you of the denial and the reason. You can then appeal the decision. A car accident lawyer from Max Meyers Law PLLC can help.
Our car accident team will deal directly with the insurance company for you. We know the reasons claims tend to get denied, and we know how to avoid many of these denials. We will fight hard to get you all the compensation you deserve.
Call us today at 425-242-5595 for your free consultation. We never charge a fee unless you get a recovery.
- You do not have medical records that show an injury.
Does insurance cover hit and run accidents?
Whether insurance covers a hit and run depends on the policies you have.
How can I recover compensation after an accident with a hit and run driver?
The At-Fault Driver’s Insurance
In some cases, police are able to locate the at-fault driver in a hit and run collision. In those instances, that driver’s insurance — if he has coverage — should provide you with compensation for property damage, medical expenses, lost wages, and pain and suffering damages.
While all drivers in Washington State are required to maintain a minimum of $25,000 in liability insurance, even if located, the at-fault driver may not have had insurance or may have insufficient insurance to cover your damages.
Until or unless officers locate that driver, you will be left facing a mounting stack of bills and feeling overwhelmed. You do, however, have options to help you with your expenses, depending on what insurance you carry.
Depending on your situation, you might be able to cover your accident expenses with the following:
Uninsured Motorist Coverage
Uninsured motorist (UM) coverage is an optional type of insurance coverage designed to protect drivers against collisions with uninsured motorists, and to cover any gaps between the at-fault driver’s coverage and your costs for medical bills and lost wages.
In the event of a hit and run collision, this type of insurance will provide you coverage to:
- Fix your vehicle
- Cover the cost of medical expenses
- Help with lost wages
- Compensate you for other damage, from permanent disability to pain and suffering
It is important to note that there are two different types of UM coverage — bodily injury and property damage. To have your injuries and your property damage covered, you must have both.
Personal Injury Protection Coverage
Personal injury protection (PIP) insurance is another type of optional insurance that covers the costs of medical bills, lost wages, and other damages that you and your passengers may face after a car accident, regardless of who is at fault. In Washington State, most policies have caps that range from $10,000 to $35,000 per incident.
While the law in Washington State does not require motorists to carry PIP, insurance companies must offer this coverage to their policyholders, who can (but should not) opt out of this coverage in writing. PIP insurance helps you with many types of protection, including:
- Help with the costs of medical bills
- Coverage for lost wages
- Coverage for injuries suffered by passengers in your vehicle, regardless of who was at fault for the accident
Washington Crime Victims Program
The Washington Crime Victims Program offers crime victims help with a range of expenses. If the state approves your claim, you may get help with medical benefits, lost wages, travel expenses for medical treatment, or death benefits. The state can deny your claim if you did not file a police report, if your application was incomplete, or if the accident occurred outside of Washington State.
I have been involved in a hit and run accident. What should I do?
If you have been involved in a hit and run accident, the shock and distress of a regular accident can be compounded by the sense of anger at the other driver fleeing the scene. It is important to remember that a driver who is fleeing the scene of an accident is likely doing so because they are concerned about facing charges for more serious issues — from driving under the influence to avoiding prosecution for another crime. Avoid the temptation to chase the driver, and instead call 911 and wait for police and medical personnel to arrive.
Once you have addressed any pressing medical issues, you should take the following steps to help with later insurance claims or legal cases, should officers be able to locate the driver:
- Take photos of the accident scene and surrounding areas, focusing on any shots that may show that the other driver did not have the right of way, for example.
- Speak with any witnesses at the scene, and get their contact information if you need to get their statements later. Ask them to give their statements to police, if they are willing.
- Get a medical examination from any emergency responders, and get a copy of the police report and responding officers’ cards or contact information.
You can get a complete list of the steps that you should take following a hit and run accident here. Also be sure to read through our checklist of compensation options after an accident with an uninsured driver.
Do not deal with a hit and run accident alone. The attorneys at Max Meyers Law can evaluate your case and help pursue the most effective options to help you get compensation for your losses. Call us at 425-242-5595 for a free case evaluation.
Can I sue the truck company for an accident caused by a poorly trained driver?
In most instances, yes, you can sue the truck company for an accident caused by a poorly trained driver. This is because under Washington State and federal law, carriers have a legal duty to only put capable, safe drivers on the road.
Ensuring their drivers are properly trained to operate a commercial truck and fit for the rigors of driving is part of a trucking company’s responsibilities. When its drivers’ training is subpar, victims can hold the company accountable for any resulting harm they sustain.
What training must truck drivers have?
The Federal Motor Carrier Safety Administration (FMCSA) sets forth the rules and requirements for the trucking industry. This includes certain criteria that carriers must ensure their drivers meet.
Some of the training requirements truck companies must ensure its drivers have to lawfully operate a semi-truck on the road include:
- Commercial driver’s license (CDL): The company must ensure the driver has obtained his CDL from an instructional program that meets FMCSA standards to demonstrate proficiency in field knowledge and behind-the-wheel training on a driving range and on a public road. If the driver plans to haul multiple trailers, tanks, passengers, or hazardous materials, he must have the appropriate endorsements with his CDL and meet the appropriate safety requirements.
- Background check: Carriers must perform a background check on their drivers during the application process to obtain information such as details about previous employment and the applicant’s driving record in every state he has been licensed in.
- Technical skills: Carriers must make sure their drivers demonstrate the technical skills necessary to safely operate a commercial truck, e.g., maneuvering and braking techniques, proper securement, knowledge of FMCSA hours of service limits, how to spot mechanical issues, and how and when to perform safety checks.
- Medical clearance: Carriers must also ensure their drivers meet minimum health standards. Drivers must undergo a physical exam, pass a hearing and vision test, and be free from health and mental conditions that could interfere with driving such as epilepsy or alcoholism.
How can inadequate training contribute to truck accidents?
Truck drivers must have sufficient knowledge, skills, and practice to safely operate a large truck weighing up to 80,000 pounds. When they do not meet basic training standards, drivers may make errors that can wind up causing devastating accidents, such as:
- Improperly securing their loads
- Driving too fast for conditions
- Taking a corner or descent too fast
- Failing to perform a thorough enough safety check on their truck
How do I prove a poorly trained truck driver caused the accident?
Proving a poorly trained truck driver caused your accident will take considerable investigation. Our truck accident attorney at Max Meyers Law, PLLC can help.
We can take the necessary legal steps to obtain a copy of the truck driver’s employee file, driving record, and criminal record. We will scour the records for deficiencies in training, poor performance, or conduct reports, and any other information that could indicate inadequacy. We can also collect other evidence that may be useful to prove negligence such as the driver’s log book and truck maintenance records.
Unfortunately, even though the FMCSA requires carriers to keep information on file about their drivers and fleet for a certain period of time, carriers tend to “lose” or “accidentally destroy” records when they are facing a liability lawsuit. Acting swiftly can prevent the destruction of evidence you need to prove your truck accident claim.
Our team at Max Meyers Law, PLLC can send what is called a spoliation letter to the carrier that reminds it of its legal duty to preserve certain documents and of the penalties for altering or falsifying records, and requests it provide us with the files we need for your case. Time is of the essence when it comes to the preservation of evidence.
Contact a truck accident lawyer in Kirkland at Max Meyers Law, PLLC to discuss your case for free today: 425-242-5595.
Out-of-State Car Accident: In which state do I file my claim after an accident in Washington?
An out-of-state car accident can be incredibly confusing. Are you supposed to file in your home state or in the state where the accident occurred? When you are involved in an accident in Washington State, you file in Washington. This means you need to know and follow Washington State laws and procedures for filing a claim. Max Meyers of Max Meyers Law PLLC in Kirkland, Washington has handled countless accidents involving out-of-state drivers and can handle yours too.
Why should I have a Washington State car accident lawyer handle my case?
You need a lawyer who knows state laws and procedures.
Every state has its own state laws. While you might not think this will make a big difference, it can change your entire case. For example:
- Do you know how long you have to file a claim in Washington? No matter how good your car accident claim is, if you do not file your claim in time under the procedural rules of the state of Washington, your case is over.
- Do you know whether you can file a claim against the government in Washington or whether it has sovereign immunity?
- Do you know the process for filing a claim in Washington State?
- Did the other driver break a law? Because each state has its own state laws, something that is legal in your state might be illegal in Washington.
All of these things differ from state to state. Only a Washington State car accident lawyer will know all the intricacies of an accident case.
You need a lawyer who knows state insurance and fault laws.
Knowledge of Washington’s insurance laws is important in handling a car accident claim. Like every state, Washington has its own laws on auto insurance. There are required minimum amounts of insurance and optional amounts over the minimum amounts that are available. This will allow you determine how much you can recover.
Each state also has its own procedure for handling accidents. Washington is a fault-state which means you can recover compensation without turning to your own policy first. If you hire a lawyer from a no-fault state such as Florida, s/he might not know the process for filing a claim.
You also need an attorney who knows what fault laws the state follows. Washington State follows a pure comparative negligence law which means you can recover compensation even if you are 99 percent at fault. If your home state is a pure comparative fault state like Maryland or Virginia or a modified comparative fault state like Georgia, a lawyer might not realize that you are still entitled to compensation even if you were more than half at fault for the accident.
Where can I get help for my car accident claim in Washington?
If you have been injured in a car accident in the State of Washington, you need a Washington lawyer to handle your claim. At Max Meyers Law PLLC, we know the laws, procedural rules, and time limitations in Washington, and we have years of experience handling accident claims. We will sit down with you and evaluate your case for free. We are happy to work with out of state clients who have been injured in car accidents in Washington State.
We provide a wealth of information on our website. You can read about every member of our legal team, and see our photos so that you can put a face with the name of the person you are dealing with at our firm. Read and see what our clients are saying about us. With today’s technology, the miles can melt away so you can feel completely comfortable working with us, even if you are in another part of the country.
We will answer your questions and navigate you through the claims process in the State of Washington. We also do not charge a fee unless you get a recovery. Call us today at 425-242-5595 to schedule your free consultation.
When is a car considered totaled in Washington State?
“Totaled” means a total loss. A car is considered totaled when damages from an accident are irreparable or would cost more to fix than what the vehicle is worth.
Who decides if a car is totaled?
An insurer will assess the car’s pre-accident value against the likely cost of repairs. Washington is a fault state, meaning that whoever caused an accident is responsible for covering the damages that occur. If you are at fault in an accident, your insurance company will handle appraisal and compensation according to the coverage in your policy. (Note: Your insurer will only cover your damage if you have collision coverage.) If the other driver was at fault in the accident, you will be dealing with his or her insurer.
The insurer will send an appraiser to determine both the vehicle’s pre-accident fair market value and the likely cost of repairs. Per WAC § 284-30-391, once the appraiser has determined a value for the vehicle, the insurer will either replace your vehicle or offer you a cash settlement based on the value of a comparable vehicle in the same area.
How does the insurer determine that value?
State law [WAC § 390-05-235] defines “fair market value” as the amount a well-informed buyer under no obligation to purchase a vehicle would reasonably pay a well-informed owner who is not required to sell. The insurer bases this largely on sales data for comparable cars in your area, meaning those that are of similar make, model year, body type, condition, and mileage.
Washington State law requires insurers to calculate fair market value using at least one of the following methods:
- Examining prices on comparable vehicles in the surrounding area. The insurer may use a third-party service to acquire this data.
- Obtaining quotes on comparable vehicles from two or more licensed dealers within 150 miles of where your car is stored
- Checking prices on comparable vehicles advertised in local media
- Consulting computerized data on comparable nearby vehicles
Car owners can then request a “total loss valuation report” from the insurer, which will contain the data used in calculating the fair market value. Washington State law requires insurers to use a “total loss formula,” where the cost of repairs plus its probable value as scrap must equal the vehicle’s value pre-accident value for it to be a total loss.
How do I get my settlement?
If you agree with the assessed value of the car, the insurer will offer to replace your car with something similar in value that is available nearby or pay you a cash settlement, according to rules outlined in WAC 284-30-391. The settlement offer will include the following:
- The vehicle’s fair market value immediately prior to the accident
- Sales tax on the car’s fair market value
- Any other fees you would have paid if you purchased the vehicle immediately prior to the accident
What if I do not agree with the insurer about the value of my vehicle?
If it is your own insurer, you can hire an outside appraiser if your collision policy allows it. If the other driver was at fault, and you believe his or her insurer is incorrectly valuing your car, you can file a claim with your own insurance company, which will pay your settlement. Then, if it so chooses, your insurer will seek compensation from the at-fault driver's insurance company.
Can I keep my car even if it is totaled?
Yes. If you keep your totaled car, the insurer will then subtract the salvage value from the settlement. You or your insurer must then notify and report the totaled vehicle to the Washington State Department of Licensing. (Failure to do so within 15 days is a misdemeanor.)
Where can I get more help with this?
Dealing with the insurance company can be a hassle. For help navigating the claims process or understanding your insurance settlement offer, contact a car accident attorney at Max Meyers Law, PLLC in Kirkland today: 425-242-5595. The initial consultation is free and we do not charge a fee until you win a settlement.
Who is at fault if defective brakes cause a truck accident?
Defective brakes can cause deadly crashes, especially when those brakes are defective on large trucks. While Washington State law allows accident victims to recover compensation for any injuries they sustain at the hands of another party, determining who is at-fault for a defective brake crash can be difficult. We can help.
Who is responsible when defective brakes cause a truck crash?
The answer is not always easy to determine. Many different people can be responsible for the safe condition of truck brakes. If any of those parties fail in their duty, they can be responsible for a truck crash and any resulting injuries. The following parties can all be liable:
This is likely your first option. If a manufacturer of a product makes a defective product, the manufacturer is liable for any injuries that occur.
Taking on a manufacturer is quite a challenge though. Manufacturers have teams of lawyers who will try to wear down anyone who is trying to hold them responsible for their negligence. You need a tough, aggressive lawyer on your side, one who will stand up to the manufacturers and demand that they pay for the harm they caused.
Because holding a manufacturer liable is so difficult, you do not need to prove negligence. Instead, you need to prove the following:
- The manufacturer created an unreasonably dangerous product.
- The product injured you or someone else while you were using it in a way the manufacturer could have foreseen.
- The product was not changed substantially after being received.
Truck drivers must perform a daily safety check on their trucks, and write a report of all problems found. There are two ways in which a truck driver can be liable for defective brakes based upon the duty to inspect:
- If the truck driver failed to perform the required safety inspection of the vehicle or did an incomplete or inept inspection; and
- If the truck driver did an inspection but failed to report defective brakes on his report.
However, even if the truck driver is responsible, the liable party will be the trucking company under the laws of vicarious liability. Vicarious liability holds employers liable for their employees’ actions so long as the employees acted in the scope of their employment.
In addition to being vicariously liable for their drivers’ actions, trucking companies can also be directly liable if they do not inspect their trucks regularly or if they failed to repair defective or worn brakes.
Truck Maintenance/Repair Company
Many trucking companies hire other companies to perform needed repairs and to do the necessary maintenance to ensure safety on the roads. If the maintenance/repair company did not do its job correctly, it will be liable. A truck maintenance and repair company could be liable if it forgot to check the brakes during regular maintenance.
A truck maintenance/repair company can also be liable if it was negligent in performing required service on the brakes, or if it incorrectly installed the brakes. If the brakes failed and caused a collision, the maintenance company will be liable for any injuries that occurred.
How can I get help?
If you have been injured in an accident caused by defective truck brakes, you have an uphill battle. Holding a trucking company or manufacturer liable alone can be almost impossible.
You need a lawyer on your side who will take on the trucking company, the maintenance/repair company, the manufacturer, and anyone else who may be at fault in the accident.
The truck accident legal team at Max Meyers Law will fight to get you the compensation you deserve. We will determine what evidence you need, send spoliation letters when necessary, gather all the necessary evidence, and negotiate with the at-fault parties to recover the compensation you need. And we do this without charging a fee until you win. Call us today at 425-242-5595 for your free consultation.